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  • As if about to be crunched underfoot, shattered glass from the windows of offices in the historic City of London side-street, stickers and notices for Access (Mastercard) and American Express (Amex) credit cards lie on the disaster-strewn pavement (sidewalk). This is some of the debris lying about after the huge Bishopsgate bomb on 24th April 1993, London's most expensive terrorist atrocity during the Provisional Irish Republican Army's (IRA) sustained bombings on the British mainland. Buildings up to 500 metres away were damaged, with one and a half million square feet (140,000 sq m) of office space being affected and over 500 tonnes of glass broken. Costs of repairing the damage was estimated at £350 million and was possibly the IRA's most successful military tactic since the start of what was called the Troubles from 1969 onwards.
    credit_crunch01-24-04-1993_1.jpg
  • Looking up towards majestically tall Ash trees and blue skies, the sun glints off a window pane in an Edwardian age semi-detached house on Ruskin Park, Denmark Hill, SE24 (its post code) South London England. It is a beauitiful winter afternoon in this inner-city suburban district of Britain's capital, approximately 5 miles south from the River Thames. A couple are walking their dogs past an elegant line of period homes that were completed in 1908, the age of innovative building in the new 20th Century. The properties overlook the borough park named after John Ruskin, the renowned artist and commentator who lived in nearby Herne Hill. It looks an affluent area, a prosperous location to invest in a mortgage in uncertain times with market prices falling during the credit crunch and recession.
    ernst+young_counsillors64-09-02-2008...jpg
  • 'Store Closing, All Stock Reduced' posters stuck to the window of a closing Woolworths shop in the town of Nailsea, Nth Somerset. In its 100th year, the iconic high street chain of affordable goods has welcomed generations of shoppers since its first outlet opened in 1909 In a period of financial turmoil when recession followed the credit crunch, Woolworths went into administration in November 2008 with debts of £385m Pounds. Its 815 nationwide outlets were forced to close and its 27,000 workers laid off. Around a recession-bled Britain, high-street businesses have been going bust in their thousands. Britain has now endured eight recessions since the Second World War. No two recessions are alike, and that applies to the current slowdown also. It has been caused by a shock to the availability of credit, a massive build up of debt.
    closed_businesses01-24-12_2008_1.jpg
  • On the last day of trading, surrounded by empty shelves and shop fittings, sheets of closing down posters are seen lying on the shop floor in the Camberwell branch of Woolworths department store in London. In its 100th year, the iconic high street chain of affordable goods has welcomed generations of shoppers since its first outlet opened in 1909 In a period of financial turmoil when recession followed the credit crunch, Woolworths went into administration in November 2008 with debts of £385m Pounds. Its 815 nationwide outlets were forced to close and its 27,000 workers laid off.
    woolworths03-05-01_2009_1_1.jpg
  • On the last day of trading, surrounded by empty shelves and shop fittings, sheets of closing down posters are seen lying on the shop floor in the Camberwell branch of Woolworths department store in London. In its 100th year, the iconic high street chain of affordable goods has welcomed generations of shoppers since its first outlet opened in 1909. In a period of financial turmoil when recession followed the credit crunch, Woolworths went into administration in November 2008 with debts of £385m Pounds. Its 815 nationwide outlets were forced to close and its 27,000 workers laid off.
    woolworths01-05-01_2009_1_1.jpg
  • The front of an outdoor shop's end of business sale where all stock is reduced and must go within 2 days. A detail of the shop's window shows the diagonal sticker across the glass telling potential street customers that all their goods must be sold soon before the store closes in 2 day's time. These are hard economic times and high-street shops are closing as first the credit crunch followed by recession then government cuts have led to thousands of businesses have been forced to close.
    reduced_stock04-10-01-2011.jpg
  • On the last day of trading, surrounded by empty shelves and shop fittings, sheets of closing down posters are seen lying on the shop floor in the Camberwell branch of Woolworths department store in London. In its 100th year, the iconic high street chain of affordable goods has welcomed generations of shoppers since its first outlet opened in 1909. In a period of financial turmoil when recession followed the credit crunch, Woolworths went into administration in November 2008 with debts of £385m Pounds. Its 815 nationwide outlets were forced to close and its 27,000 workers laid off.
    woolworths02-05-01_2009_1_1.jpg
  • Sprayed writing on a closed recession business window. The words 'Last Day Closing .. any reasonable offers'. Around a recession-bled Britain, high-street businesses have been going bust in their thousands. Britain has now endured eight recessions since the Second World War. No two recessions are alike, and that applies to the current slowdown also. It has been caused by a shock to the availability of credit, a massive build up of debt. The number of people out of work currently stands at almost two million. Given the rate at which the economy is deteriorating this could easily be above three million. From a continuing piece of work about windows and urban messages, the picture is from the project of closed business windows: 'Bust - the Art of Recession'.
    last_day01-31-05-2012.jpg
  • The words 'Last Day' are painted in white emulsion on a window Camden North London, England. A Jesus figure, dolls  and various bric a brac are seen in the window behind the large lettering. Around a recession-bled Britain, high-street businesses have been going bust in their thousands. Britain has now endured eight recessions since the Second World War. No two recessions are alike, and that applies to the current slowdown also. It has been caused by a shock to the availability of credit, a massive build up of debt. The number of people out of work currently stands at almost two million. Given the rate at which the economy is deteriorating this could easily be above three million. From a continuing piece of work about windows and urban messages, the picture is from the project of closed business windows: 'Bust - the Art of Recession'.
    window_lastday_03002-17-04-2007_1_1.jpg
  • A closed DVD rental shop in south London has gone bust, a victim of the UK's economic climate. Around a recession-bled Britain, high-street businesses have been going bust in their thousands. Britain has now endured eight recessions since the Second World War. No two recessions are alike, and that applies to the current slowdown also. It has been caused by a shock to the availability of credit, a massive build up of debt. The number of people out of work currently stands at almost two million. Given the rate at which the economy is deteriorating this could easily be above three million. From a continuing piece of work about windows and urban messages, the picture is from the project of closed business windows: 'Bust - the Art of Recession'.
    recession_window06-30-10-2010.jpg
  • Last Day Friday notice for now closed Card Warehouse business in Bromley High Street, a victim of the UK recession. Poinsettias sit in a plastic bucket, each selling for £1.25. Around a recession-bled Britain, high-street businesses have been going bust in their thousands. Britain has now endured eight recessions since the Second World War. No two recessions are alike, and that applies to the current slowdown also. It has been caused by a shock to the availability of credit, a massive build up of debt. The number of people out of work currently stands at almost two million. Given the rate at which the economy is deteriorating this could easily be above three million. From a continuing piece of work about windows and urban messages, the picture is from the project of closed business windows: 'Bust - the Art of Recession'.
    closed_business64-15-02_2009_1.jpg
  • A closing down sale window is written with emulsion paint on glass in a London furniture shop. The reflection of the street behind can be seen with armchairs and cots. Around a recession-bled Britain, high-street businesses have been going bust in their thousands. Britain has now endured eight recessions since the Second World War. No two recessions are alike, and that applies to the current slowdown also. It has been caused by a shock to the availability of credit, a massive build up of debt. The number of people out of work currently stands at almost two million. Given the rate at which the economy is deteriorating this could easily be above three million. From a continuing piece of work about windows and urban messages, the picture is from the project of closed business windows: 'Bust - the Art of Recession'.
    closed_business01-23-11-2009_1.jpg
  • Last Day notice for a now closed business in central London, a victim of the UK recession. The words have been written on the pane of glass in white emulsion paint that has dripped and run before drying properly on the window of this anonymous office building in Holborn, London. Around a recession-bled Britain, high-street businesses have been going bust in their thousands. Britain has now endured eight recessions since the Second World War. The current one was caused by a shock to the availability of credit, a massive build up of debt. The number of people out of work currently stands at almost two million. Given the rate at which the economy is deteriorating this could easily be above three million. From a continuing piece of work about windows and urban messages. Picture is from the project of closed business windows: 'Bust - the Art of Recession'.
    last_day01-27-02-2012.jpg
  • A CCTV security warning and damp stains on a card business window in an East Grinstead street in Sussex, a victim of the UK recession. Around a recession-bled Britain, high-street businesses have been going bust in their thousands. Britain has now endured eight recessions since the Second World War. No two recessions are alike, and that applies to the current slowdown also. It has been caused by a shock to the availability of credit, a massive build up of debt. The number of people out of work currently stands at almost two million. Given the rate at which the economy is deteriorating this could easily be above three million. From a continuing piece of work about windows and urban messages, the picture is from the project of closed business windows: 'Bust - the Art of Recession'.
    recession_window04-26-03-2013.jpg
  • 'Last Day' is written on a closed taylors business in London, a victim of the UK recession. Reduced prices and services are listed on the glass with a poster urging customers to grab a bargain. Around a recession-bled Britain, high-street businesses have been going bust in their thousands. Britain has now endured eight recessions since the Second World War. No two recessions are alike, and that applies to the current slowdown also. It has been caused by a shock to the availability of credit, a massive build up of debt. The number of people out of work currently stands at almost two million. Given the rate at which the economy is deteriorating this could easily be above three million. From a continuing piece of work about windows and urban messages, the picture is from the project of closed business windows: 'Bust - the Art of Recession'.
    last_day02-19-12-2009.jpg
  • The locked and security grilled doorway of a Pakistani takeaway shop on Lumb Lane near Bradford City centre, Yorkshire. Around a recession-bled Britain, high-street businesses have been going bust in their thousands. Britain has now endured eight recessions since the Second World War. No two recessions are alike, and that applies to the current slowdown also. It has been caused by a shock to the availability of credit, a massive build up of debt. The number of people out of work currently stands at almost two million. Given the rate at which the economy is deteriorating this could easily be above three million. From a continuing piece of work about windows and urban messages, the picture is from the project of closed business windows: 'Bust - the Art of Recession'.
    bradford_windows02-09-05-2009_1.jpg
  • On the very last day of British rule over its Hong Kong colony, we see an elegant but headless life-size clothing mannequin seated on a chair on the shop floor of Chinese clothing brand Shanghai Tang. In the brand's flagship store, the last hours tick away before the transfer of sovereignty of Hong Kong from the United Kingdom to the Peoples Republic of China (PRC), often referred to as "The Handover" on June 30, 1997. Midnight of that day signified the end of British rule and the transfer of legal and financial authority back to China. Shanghai Tang is an international clothing chain company, founded in 1994 by Hong Kong businessman David Tang Wing Cheung. This was the original store in Hong Kong's Pedder Street (in Central) providing the lead for 24 outlets worldwide.
    shanghai_tang07-31-1997_1_1.jpg
  • A young family walk gloomily past property Sold signs in a street at Grays, Essex England. Passing the prominent signs that bear the name of Quirk Deakin, a local estate agent in the industrial towns of south Essex and the Thames Gateway, is the location for dramatic increases of new housing developments. Both the parents and their daughter look depressed in this time of economic recession, when families are having their homes repossessed after defaulting on mortgage repayments. It is a bright summer day in Grays, east of the capital, just outside of the M25 orbital motorway and on the Thames river.
    river_business172-31-08-2007.jpg
  • Swishing event held at Spitalfields Old Market in East London. Swishing refers to swapping an item or items of clothing or shoes or an accessory with friends or acquaintances. Parties must willingly give an item to participate in the transaction, once they have given an item they are free to choose something of interest from what others have offered. These events are organised regularly acroos London.
    20090307_swishing0009_1.jpg
  • Swishing event held at Spitalfields Old Market in East London. Swishing refers to swapping an item or items of clothing or shoes or an accessory with friends or acquaintances. Parties must willingly give an item to participate in the transaction, once they have given an item they are free to choose something of interest from what others have offered. These events are organised regularly acroos London.
    20090307_swishing0008_1.jpg
  • Swishing event held at Spitalfields Old Market in East London. Swishing refers to swapping an item or items of clothing or shoes or an accessory with friends or acquaintances. Parties must willingly give an item to participate in the transaction, once they have given an item they are free to choose something of interest from what others have offered. These events are organised regularly acroos London.
    20090307_swishing0007_1.jpg
  • Swishing event held at Spitalfields Old Market in East London. Swishing refers to swapping an item or items of clothing or shoes or an accessory with friends or acquaintances. Parties must willingly give an item to participate in the transaction, once they have given an item they are free to choose something of interest from what others have offered. These events are organised regularly acroos London.
    20090307_swishing0006_1.jpg
  • Swishing event held at Spitalfields Old Market in East London. Swishing refers to swapping an item or items of clothing or shoes or an accessory with friends or acquaintances. Parties must willingly give an item to participate in the transaction, once they have given an item they are free to choose something of interest from what others have offered. These events are organised regularly acroos London.
    20090307_swishing0003_1.jpg
  • A middle-aged man walks beneath the sign of the London Stock Exchange at their old premises known as the Tower.  The gent looks hunched as if with all the troubles of the world on his shoulders, a pessimistic view on the world. He makes a sorrowful figure with such a strong presence against the wall shadow. Three years after the so-called Big Bang in 1986, this location at the old Stock Exchange Tower became redundant with the advent of the Big Bang, which deregulated many of the Stock Exchange's activities as it enabled an increased use of computerised systems that allowed dealing rooms to take precedence over face to face trading. Thus, in 2004, the House moved to a brand new headquarters in Paternoster Square, close to St Paul's Cathedral.
    stock_exchange-20-04-1989_1_1_1.jpg
  • A sprayed Cross of St Andrew flag of Scotland flies across the wall and shutter of a closed bar in south Glasgow's Goven Hill. The Flag of Scotland, (Scottish Gaelic: Bratach nàiseanta na h-Alba, Scots: Banner o Scotland), also known as Saint Andrew's Cross or the Saltire, is the national flag of Scotland. The earliest reference to the Saint Andrew's Cross as a flag is to be found in the Vienna Book of Hours, circa 1503, where a white saltire is depicted with a red background. In the case of Scotland, use of a blue background for the Saint Andrew's Cross is said to date from at least the 15th century
    scottish_flag2-22-11-2011.jpg
  • Peering through the steamy window of a Chinese restaurant in London's Chinatown district, we see the shapes and forms of kitchen staff and customers in this lively scene. In the window are rows of Peking Duck with their skins cooked a crispy dark brown. Meanwhile, surrounded by cooking utensils and implements, the tools of their trade, two chefs busy themselves in the kitchen area, one's face shows him to be ethnic Chinese who is rubbing his hands in a cloth before continuing his chores. Two European girls are waiting expectantly for their dishes to arrive. Obscured by the steam and heat, a waiter in green bustles about this small eaterie.
    electricity122-17-01-2008 _1.jpg
  • A passer-by stands next to a menu from a Chinese restaurant in Gerrard Street in London's Chinatown, England. The words Dim Sum Daily are displayed in neon lights above the person's head, its translated message is written on the top in Chinese characters. In the clear window we can see rows of Peking duck. It is early evening and the street is full of colour from the artificial lighting that creates an inviting mood for those browsing the menus on offer in this lively part of London's West End. The pedestrian is partly silhouetted and she stands in profile looking straight ahead as if ignoring what is on offer.
    electricity35_1.jpg
  • An abandoned coastal fishing boat lies askew in waters of Inverscaddle Bay, Ardgour, Scotland. On a bleak and grey summer evening, with low clouds descending on surrounding hills and mountains, we see the still waters of this Scottish lake lapping against the hull of this vessel that appears to have ended its days washed up on the beach. It is low-tide because this waterway connects to the wider sea of the Western Isles. Fisheries have always been an important sector of Scottish communities' lives so when there is an economic recession for example, the livelihoods of those employed on-board trawlers and boats like these are first hit.
    ardgour01-06-08-2010-1_1.jpg
  • A sign reading: …just keep your nerves! photographed at the office of   Berliner Kurier, in  Berlin on the 28th of February 2008. From the series Desk Job, a project which explores globalisation through office life around the World.
    deskjob-41_1.jpg
  • Swishing event held at Spitalfields Old Market in East London. Swishing refers to swapping an item or items of clothing or shoes or an accessory with friends or acquaintances. Parties must willingly give an item to participate in the transaction, once they have given an item they are free to choose something of interest from what others have offered. These events are organised regularly acroos London.
    20090307_swishing0012_1.jpg
  • Swishing event held at Spitalfields Old Market in East London. Swishing refers to swapping an item or items of clothing or shoes or an accessory with friends or acquaintances. Parties must willingly give an item to participate in the transaction, once they have given an item they are free to choose something of interest from what others have offered. These events are organised regularly acroos London.
    20090307_swishing0011_1.jpg
  • Swishing event held at Spitalfields Old Market in East London. Swishing refers to swapping an item or items of clothing or shoes or an accessory with friends or acquaintances. Parties must willingly give an item to participate in the transaction, once they have given an item they are free to choose something of interest from what others have offered. These events are organised regularly acroos London.
    20090307_swishing0004_1.jpg
  • An unfinished and abandoned construction project in the town of Gogollos Vega, near Granada, Andalucia. All over Spain are building projects like this, left empty and unused, a sig of bad financial investment and land management where empty lots and landscapes have swallowed nature to be replaced by abandoned pavements, roads and superstructures. Here, we see a lone lamppost on the street's kerb, a green waste bin and an overgrown lot where weeds are thriving in this wilderness. In the background is a generic two-storey building left unfinished. As of 2010, it has a population of 2,068 inhabitants.
    spain_recession-15-14-April-2011_1_1.jpg
  • The words 'Closing Party' are almost obscured by fly-posters on a closed shop window, the victim of the economic recession. Only the remnants of the poster glue have left the traces of sheets of paper on the window, making for an almost abstract landscape of urban decay. Few clues remain of the shop's former business model though it might be assumed it was once a cafe as we see many chairs at a table. From a continuing piece of work about windows and urban messages, the picture is from the project of closed business windows: 'Bust - the Art of Recession'.
    recession_window2-09-July-2011.jpg
  • A closed cafe that once offered all day breakfast with empty seating in central London, a victim of the UK recession. With peeling paint and unused street furniture, se see that the corner business has closed, its windows covered in white emulsion paint to render it opaque. The shop's former menu is still displayed on this window: "Beverages and filled sandwiches & baguettes" once sold to regular customers.
    recession_cafe01-16-05-2013.jpg
  • A bricked-up doorway and windows with football graffiti in a vacant retail building during recession in the city of Newport, Wales. This early 20th century building is now vacant and close to becoming derelict. The boarding up of its access points help to make it secure from illegal entry. The more recent addition of plastic plumbing, with  outlets and downpipes help make this an incongruous industrial landscape of inner-city recession and employment hardship.
    newport_landscape03-30-11-2012.jpg
  • A closed business in Central London, a victim of the UK recession. The opaque windows of this business hide the failure of this shop in central London, not allowing us to understand why this retailer is ceasing trading during the UK recession. The large word Sale is written in red along the top with Closing Down and Last Day on both doors.
    closing_down3-01-11-2011_1.jpg
  • An announcement banner of a business' imminent closure is in the window of a Rio Beach clothing outlet on a fashion mannequin in their Earlham Street shop. Their web site says: "Rio Beach sells men's clothing for the beach and beyond. As one of the only places that stocks fashionable swimming trunks year round, this is a useful place if you're planning an unseasonable holiday."
    closing_down1-30-09-2011_1.jpg
  • A closed business in Central London, a victim of the UK recession. The opaque windows of this business hide the failure of this shop in central London, not allowing us to understand why this retailer is ceasing trading during the UK recession. The large word Sale is written in red along the top with Closing Down and Last Day on both doors.
    closing_down1-01-11-2011_1.jpg
  • A former HSBC Bank name and logo on the side of a closed branch in the City of London. The closed branch of this bank has left the faint trace of letters that form the corporation's logo and brand name. HSBC Holdings plc is a British multinational banking and financial services company headquartered in London, England, United Kingdom. In 2012 HSBC announced it was to cut more than 2,200 jobs in the UK as part of global cost-cutting measures.
    closed_bank07-27-09-2013_1_1.jpg
  • A Books Etc bookseller now closed, a victim of the UK recession, a former branch in the financial City of London. 28 BOOKS etc. shops, with over one million square feet of retail space taking around 8% of the retail bookselling market. In 2008 and 2009 the store numbers were reduced before the collapse of the chain. They also operated one single branch in Ireland, but closed this early in 2009. On 26 November 2009 it was announced that Borders (UK) had gone into administration. All stores closed on 24 December 2009. Around a recession-bled Britain, high-street businesses have been going bust in their thousands. Britain has now endured eight recessions since the Second World War.
    books_etc01-30-01-2013_1.jpg
  • A modern waste bin on King William Street, Bank, London, United Kingdom.  The rubbish bin has a digital screen installed and shows news messages.  It displays a message: ‘FTSE 100 falls 0.12% at open this morning’.  The bin is located near the Bank of England in the centre of the famous London Square Mile.
    UK-London-Technology-Trash-6111_1.jpg
  • Setting sun with jogger in Ruskin Park in the borough of Lambeth, south London. Ruskin Park, Denmark Hill, SE24 (its post code) is a beautiful green space in this inner-city suburban district of Britain's capital, approximately 5 miles south from the River Thames. The jogger paces past the image as the sun sets against period homes of the Edwardian era, the age of innovative building in the new 20th Century. The properties overlook the borough park named after John Ruskin, the renowned artist and commentator who lived in nearby Herne Hill. It looks an affluent area, a prosperous location to invest in a mortgage in uncertain times with market prices falling during the credit crunch and recession.
    park_sunset06-04-10-2010.jpg
  • Royal Bank of Scotland main branch in Threadneedle Street in the City of London. RBS has become a symbol of the recession, credit crunch, financial failure during the economic downturn. Now 80% publicly owned the bank has again been in the news in 2012 following the appointment, then rejection of a 1m pound bonus by it's current chief executive, and the withdrawl of the nighthood of former chief executive.
    20120202rbs logo_D.jpg
  • Royal Bank of Scotland cash point ATM machines outside a branch in the City of London. RBS has become a symbol of the recession, credit crunch, financial failure during the economic downturn. Now 80% publicly owned the bank has again been in the news in 2012 following the appointment, then rejection of a 1m pound bonus by it's current chief executive, and the withdrawl of the nighthood of former chief executive.
    20120202rbs atm machines_D.jpg
  • Period Edwardian homes beneath 100 year-old ash trees in south London. The semi-detached houses are on Ruskin Park, Denmark Hill, SE24. It is a beauitiful autumn afternoon in this inner-city suburban district of Britain's capital, approximately 5 miles south from the River Thames. Late orange sun shines on these period homes that were completed in 1908, the age of innovative building in the new 20th Century. The properties overlook the borough park named after John Ruskin, the renowned artist and commentator who lived in nearby Herne Hill. It looks an affluent area, a prosperous location to invest in a mortgage in uncertain times with market prices falling during the credit crunch and recession.
    evening_homes01-02-10-2015.jpg
  • Setting sun with jogger in Ruskin Park in the borough of Lambeth, south London. Ruskin Park, Denmark Hill, SE24 (its post code) is a beautiful green space in this inner-city suburban district of Britain's capital, approximately 5 miles south from the River Thames. The jogger paces past the image as the sun sets against period homes of the Edwardian era, the age of innovative building in the new 20th Century. The properties overlook the borough park named after John Ruskin, the renowned artist and commentator who lived in nearby Herne Hill. It looks an affluent area, a prosperous location to invest in a mortgage in uncertain times with market prices falling during the credit crunch and recession.
    park_sunset04-04-10-2010 12-43-43.jpg
  • Royal Bank of Scotland cash point ATM machines outside a branch in the City of London. RBS has become a symbol of the recession, credit crunch, financial failure during the economic downturn. Now 80% publicly owned the bank has again been in the news in 2012 following the appointment, then rejection of a 1m pound bonus by it's current chief executive, and the withdrawl of the nighthood of former chief executive.
    20120202rbs atm machines_B.jpg
  • Identical Edwardian semi-detached homes in late light in south London. The semi-detached houses are on Ruskin Park, Denmark Hill, SE24 (its post code) South London England. It is a beauitiful autumn afternoon in this inner-city suburban district of Britain's capital, approximately 5 miles south from the River Thames. Late orange sun shines on these period homes that were completed in 1908, the age of innovative building in the new 20th Century. The properties overlook the borough park named after John Ruskin, the renowned artist and commentator who lived in nearby Herne Hill. It looks an affluent area, a prosperous location to invest in a mortgage in uncertain times with market prices falling during the credit crunch and recession.
    park_sunset01-04-10-2010 12-43-43.jpg
  • Royal Bank of Scotland main branch in Threadneedle Street in the City of London. RBS has become a symbol of the recession, credit crunch, financial failure during the economic downturn. Now 80% publicly owned the bank has again been in the news in 2012 following the appointment, then rejection of a 1m pound bonus by it's current chief executive, and the withdrawl of the nighthood of former chief executive.
    20120202rbs logo_C.jpg
  • Royal Bank of Scotland main branch in Threadneedle Street in the City of London. RBS has become a symbol of the recession, credit crunch, financial failure during the economic downturn. Now 80% publicly owned the bank has again been in the news in 2012 following the appointment, then rejection of a 1m pound bonus by it's current chief executive, and the withdrawl of the nighthood of former chief executive.
    20120202rbs logo_B.jpg
  • Horse manure outsdide the Headquarters of Royal Bank of Scotland on Bishopsgate in the City of London. RBS has become a symbol of the recession, credit crunch, financial failure during the economic downturn. Now 80% publicly owned the bank has again been in the news in 2012 following the appointment, then rejection of a 1m pound bonus by it's current chief executive, and the withdrawl of the nighthood of former chief executive.
    20120202rbs horse manure_C.jpg
  • Horse manure outsdide the Headquarters of Royal Bank of Scotland on Bishopsgate in the City of London. RBS has become a symbol of the recession, credit crunch, financial failure during the economic downturn. Now 80% publicly owned the bank has again been in the news in 2012 following the appointment, then rejection of a 1m pound bonus by it's current chief executive, and the withdrawl of the nighthood of former chief executive.
    20120202rbs horse manure_A.jpg
  • Royal Bank of Scotland cash point ATM machines outside a branch in the City of London. RBS has become a symbol of the recession, credit crunch, financial failure during the economic downturn. Now 80% publicly owned the bank has again been in the news in 2012 following the appointment, then rejection of a 1m pound bonus by it's current chief executive, and the withdrawl of the nighthood of former chief executive.
    20120202rbs atm machines_A.jpg
  • Looking up towards majestically tall Ash trees and blue skies, in an Edwardian age semi-detached house on Ruskin Park, Denmark Hill, SE24 (its post code) South London England. It is a beautiful spring evening in this inner-city suburban district of Britain's capital, approximately 5 miles south from the River Thames. A jogger runs past  the elegant line of period homes that were completed in 1908, the age of innovative building in the new 20th Century. The properties overlook the borough park named after John Ruskin, the renowned artist and cultural commentator who lived in nearby Herne Hill. It looks an affluent area, a prosperous location to invest in a mortgage in uncertain times with market prices falling during the credit crunch and recession.
    edwardian_houses02-09-05-2014_1.jpg
  • Looking up towards majestically tall Ash trees and blue skies, in an Edwardian age semi-detached house on Ruskin Park, Denmark Hill, SE24 (its post code) South London England. It is a beautiful spring evening in this inner-city suburban district of Britain's capital, approximately 5 miles south from the River Thames. The elegant line of period homes were completed in 1908, the age of innovative building in the new 20th Century. The properties overlook the borough park named after John Ruskin, the renowned artist and cultural commentator who lived in nearby Herne Hill. It looks an affluent area, a prosperous location to invest in a mortgage in uncertain times with market prices falling during the credit crunch and recession.
    edwardian_houses01-14-05-2014_1.jpg
  • A run down old Savers shop on a high-street in Hackney, London, United Kingdom.  Many high-streets across the country have seen shop closures due to the credit crunch financial crisis. According to the Centre for Retail Research, the number of shops in Britain is predicted to fall by more than a fifth by 2018.
    UK-Retail-High-St-Decay-0228.jpg
  • Royal Bank of Scotland main branch in Threadneedle Street in the City of London. RBS has become a symbol of the recession, credit crunch, financial failure during the economic downturn. Now 80% publicly owned the bank has again been in the news in 2012 following the appointment, then rejection of a 1m pound bonus by it's current chief executive, and the withdrawl of the nighthood of former chief executive.
    20120202rbs logo_E.jpg
  • Royal Bank of Scotland main branch in Threadneedle Street in the City of London. RBS has become a symbol of the recession, credit crunch, financial failure during the economic downturn. Now 80% publicly owned the bank has again been in the news in 2012 following the appointment, then rejection of a 1m pound bonus by it's current chief executive, and the withdrawl of the nighthood of former chief executive.
    20120202rbs logo_A.jpg
  • Horse manure outsdide the Headquarters of Royal Bank of Scotland on Bishopsgate in the City of London. RBS has become a symbol of the recession, credit crunch, financial failure during the economic downturn. Now 80% publicly owned the bank has again been in the news in 2012 following the appointment, then rejection of a 1m pound bonus by it's current chief executive, and the withdrawl of the nighthood of former chief executive.
    20120202rbs horse manure_B.jpg
  • Royal Bank of Scotland cash point ATM machines outside a branch in the City of London. RBS has become a symbol of the recession, credit crunch, financial failure during the economic downturn. Now 80% publicly owned the bank has again been in the news in 2012 following the appointment, then rejection of a 1m pound bonus by it's current chief executive, and the withdrawl of the nighthood of former chief executive.
    20120202rbs atm machines_E.jpg
  • Royal Bank of Scotland cash point ATM machines outside a branch in the City of London. RBS has become a symbol of the recession, credit crunch, financial failure during the economic downturn. Now 80% publicly owned the bank has again been in the news in 2012 following the appointment, then rejection of a 1m pound bonus by it's current chief executive, and the withdrawl of the nighthood of former chief executive.
    20120202rbs atm machines_C.jpg
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